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Mutual Funds

Mutual funds are offered through Investia Financial Services Inc. (Investia). Mutual funds are sold exclusively by representatives who are licensed by provincial regulators and registered with Investia.

Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund investments. Please read the Fund Facts or prospectus carefully before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

Insurance

Insurance products are provided through multiple insurance carriers.

Segregated Funds

Segregated fund products are offered through multiple carriers.

Subject to any applicable death benefit guarantee, any part of the premium or other amount allocated to a segregated fund is invested at the risk of the policy owner and may increase or decrease in value according to market fluctuations.

Guaranteed Investment Certificates

Guaranteed Investment Certificates (GICs) are offered through Investia Financial Services Inc. and/or multiple carriers.